Argentina Resets Daily Cash Withdrawal Limits, Bank By Bank
Personal Finance
Key Facts
—No national cap. Argentina’s central bank lets each bank set its own daily ATM withdrawal limit.
—Wide range. Limits span from ARS 400,000 (about US$393) to ARS 2.1 million (about US$2,065) per day.
—BBVA leads. BBVA offers the highest limit at ARS 2.1 million, with app-based adjustments available.
—Customer control. Most banks let clients raise or lower their daily cap through online banking or mobile apps.
—Multiple withdrawals allowed. The daily total cap applies even if you split the amount across several ATM visits.
Argentina cash withdrawal limits have been reset bank by bank, with daily ATM caps now ranging from ARS 400,000 to ARS 2.1 million depending on where you hold your account.
No single rule governs Argentina cash withdrawal limits
Argentina’s Central Bank, the BCRA, does not impose one national daily ATM withdrawal cap. Instead, it allows each financial institution to set its own limit within broad parameters.
Customers can often adjust that limit themselves through their bank’s app or online portal. The result is a patchwork of caps that vary dramatically from one bank to the next.
The bank-by-bank breakdown
BBVA currently offers the highest reported daily ATM limit at ARS 2.1 million (about US$2,065). Banco Supervielle follows closely with a cap of ARS 2 million (about US$1,967).
Banco Macro, Banco Hipotecario and Banco Nación each set their daily limit at ARS 1 million (about US$983). ICBC allows ARS 800,000 (about US$787), while Banco Credicoop caps withdrawals at ARS 400,000 (about US$393).
Banco Provincia sits at the lower end with a daily limit of ARS 400,000 (about US$393). The gap between the highest and lowest cap is ARS 1.7 million, a spread of more than five times.
BBVA adds flexibility with app-based adjustments
BBVA clients can change their debit-card withdrawal limit directly in the mobile app or through online banking. The bank also allows cardless withdrawals at self-service terminals using biometric verification.
Those cardless transactions carry their own cap of ARS 1.2 million (about US$1,180). The feature gives customers an extra layer of access beyond the standard ATM network.
How the daily cap actually works
The daily limit is a total ceiling, not a per-transaction cap. You can make several smaller withdrawals across different ATMs during the day, but the combined amount cannot exceed your bank’s set maximum.
The BCRA notes that limits can be modified upward or downward depending on a customer’s needs and security preferences. This means the published figures are defaults, not hard ceilings for every account holder.
What this means for expats and foreign cardholders
Older travel guides often quote much lower limits for foreign-issued cards, but those figures appear outdated against the 2026 bank-specific data. Foreign cardholders should check directly with their home bank and the local ATM operator for current caps.
Separate from ATM policy, Argentina’s tax authority ARCA (formerly AFIP) maintains reporting thresholds for cash movements. Those thresholds concern tax compliance, not what you can physically withdraw at a machine.
The read-through for investors and professionals
The wide dispersion in withdrawal limits reflects a banking sector where customer experience varies sharply by institution. For businesses managing cash-heavy operations or payroll, choosing the right bank partner matters.
The BCRA’s hands-off approach on ATM caps is part of a broader trend toward bank-level flexibility. That trend has accelerated as digital banking and mobile apps give customers more direct control over their own limits.
Frequently Asked Questions
Which Argentine bank has the highest daily ATM withdrawal limit?
BBVA currently offers the highest reported daily ATM limit at ARS 2.1 million (about US$2,065). Banco Supervielle follows at ARS 2 million.
Both banks also let customers adjust their limits through mobile apps or online banking.
Can I withdraw more than the daily limit by using different ATMs?
No. The daily cap is a total ceiling across all withdrawals, not a per-machine limit.
You can split the amount over several ATM visits during the day, but the combined total cannot exceed your bank’s set maximum.
Do foreign cardholders face different withdrawal limits in Argentina?
Foreign-issued cards may be subject to different limits set by the home bank and the local ATM operator. Older travel sources quote much lower caps, but those figures appear outdated.
Check directly with your bank and the ATM provider for current limits before travelling.
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