IBOV 172,030 ▼ 0.68% IPSA 10,762 ▲ 0.52% IPC MEX 66,976 ▼ 0.98% MERVAL 3,158,423 ▼ 0.58% COLCAP 2,269.38 ▼ 0.74% BVL PERÚ 55,499.07 ▲ 1.21% USD/BRL5.17▼ 0.11% USD/MXN17.48▲ 0.06% USD/CLP922.09▲ 0.01% USD/COP3,398▼ 1.17% USD/PEN3.41▼ 0.21% USD/ARS1,484▲ 0.15% USD/UYU40.22▲ 1.43% USD/PYG6,084▲ 1.48% USD/BOB6.85▲ 1.62% USD/DOP59.19▲ 1.86% USD/CRC450.59▲ 1.91% USD/GTQ7.62▲ 2.18% USD/HNL26.70▲ 1.35% USD/NIO36.62▲ 0.63% USD/VES620.66▲ 5.79% USD/PAB1.00— 0.00% USD/BZD2.00— 0.00% USD/JMD156.39▲ 0.21% USD/TTD6.74▲ 1.07% EUR/BRL5.90▲ 0.38% BRENT 73.45 ▲ 0.41% WTI 70.11 ▼ 0.90% IRON ORE 161.91 — — COPPER 6.25 ▲ 2.53% GOLD 4,032 ▲ 0.25% SILVER 59.66 ▲ 2.55% SOY 1,144 ▲ 3.13% CORN 436.50 ▲ 8.58% WHEAT 587.50 ▲ 3.16% COFFEE 302.15 ▲ 3.80% SUGAR 14.80 ▲ 3.57% ORANGE JUICE 163.80 ▲ 15.56% COTTON 76.62 ▲ 6.42% COCOA 5,064 ▲ 3.45% BEEF 242.25 ▼ 5.89% CATTLE 364.35 ▼ 0.85% LITHIUM 78.28 ▲ 1.25% PETR4 37.77 ▼ 0.97% VALE3 77.93 ▼ 0.26% ITUB4 42.28 ▼ 0.31% BBDC4 18.06 ▼ 0.61% ABEV3 16.28 ▼ 1.87% BBAS3 19.95 ▼ 1.53% B3SA3 14.52 ▼ 1.29% WEGE3 46.91 ▲ 0.26% PRIO3 52.25 ▼ 1.69% SUZB3 39.81 ▲ 0.33% RENT3 41.64 ▼ 1.44% AZZA3 17.84 ▼ 2.94% CSAN3 3.69 ▼ 0.54% RAIZ4 0.39 ▼ 2.50% PCAR3 2.31 ▼ 0.43% GMAT3 3.67 ▼ 4.18% PSSA3 52.92 ▼ 0.71% CVCB3 1.36 ▼ 2.86% POSI3 4.09 ▲ 0.74% SLCE3 12.88 ▼ 1.00% NATU3 8.66 ▲ 4.34% BRKM5 6.37 ▼ 3.63% RANI3 7.83 ▼ 0.51% CSNA3 4.62 ▼ 0.43% CMIN3 4.19 ▲ 0.72% USIM5 8.43 ▲ 1.20% GGBR4 20.80 ▼ 2.30% ENEV3 26.75 ▲ 0.15% NEOE3 33.80 — 0.00% CPFE3 44.67 ▼ 1.06% CMIG4 10.82 ▼ 1.19% EQTL3 39.00 ▼ 1.86% LREN3 14.78 ▼ 1.40% VIVT3 33.98 ▼ 1.22% RAIL3 13.40 ▼ 1.54% KLABIN 16.76 ▼ 0.77% RAIA DROGASIL 16.77 ▼ 2.27% RDOR3 34.69 ▲ 0.03% HAPV3 10.27 ▼ 0.77% FLRY3 15.36 ▼ 1.41% SMTO3 15.71 ▲ 2.35% UGPA3 26.05 ▼ 1.03% VBBR3 29.84 ▼ 0.27% BBSE3 39.08 ▼ 0.64% BPAC11 54.35 ▼ 0.29% CURY3 35.14 ▼ 0.62% AERI3 2.03 ▼ 0.98% VIVARA 22.78 ▼ 0.96% COMPASS 24.37 ▼ 0.04% VAMOS 2.82 ▼ 2.08% SANB11 26.69 ▼ 0.48% ASAI3 8.72 ▼ 3.11% SBSP3 29.71 ▲ 0.20% WALMEX 51.41 ▲ 0.53% GMEXICO 198.34 ▼ 1.41% FEMSA 222.99 ▼ 2.26% CEMEX 20.97 ▼ 1.41% GFNORTE 184.20 ▼ 0.44% BIMBO 57.17 ▲ 0.33% TELEVISA 9.59 ▼ 0.83% AMX 22.62 ▼ 3.04% GAP 442.54 ▼ 0.67% ASUR 306.19 ▼ 0.72% OMA 247.28 ▲ 0.36% KOF 184.99 ▼ 0.79% GRUMA 281.05 ▼ 0.59% KIMBER 38.61 ▼ 0.72% SQM-B 68,116 ▲ 3.28% COPEC 5,799 ▲ 0.59% BSANTANDER 75.63 ▲ 0.84% FALABELLA 5,784 ▼ 2.15% ENELAM 82.30 ▲ 0.37% CENCOSUD 2,120 ▼ 0.33% CMPC 1,035 ▼ 0.49% BANCO CHILE 182.92 ▲ 2.88% LATAM AIR 26.95 ▼ 0.07% YPF 71,125 ▲ 0.78% GGAL 7,780 ▼ 1.33% PAMPA 5,100 ▲ 0.30% TXAR 664.00 ▼ 1.92% ALUAR 985.00 ▲ 0.25% TGS 9,265 ▼ 0.43% CEPU 2,296 ▼ 1.88% MIRGOR 16,225 ▲ 0.93% COME 41.87 ▼ 1.06% LOMA NEGRA 3,558 ▼ 1.45% BYMA 310.00 ▲ 1.31% TELECOM ARG 4,025 ▼ 0.68% ECOPETROL 14.26 ▼ 2.09% BANCOLOMBIA 79.39 ▼ 0.53% GRUPO AVAL 5.06 ▼ 0.76% CREDICORP 389.81 ▲ 1.32% SOUTHERN COPPER 174.56 ▲ 3.63% BUENAVENTURA 29.29 ▲ 2.48% MERCADOLIBRE 1,697 ▲ 0.85% NUBANK 13.36 ▲ 1.75% XP 16.26 ▼ 0.31% PAGSEGURO 9.05 ▼ 0.33% STONE 10.86 ▼ 0.28% GLOBANT 28.93 ▼ 3.82% TECNOGLASS 46.87 ▲ 1.76% GAP AIRPORT 252.70 ▼ 0.73% ASUR 306.19 ▼ 0.72% OMA AIRPORT 113.09 ▼ 0.17% AMX ADR 25.97 ▼ 2.92% FEMSA ADR 128.08 ▼ 2.38% CEMEX ADR 12.00 ▼ 1.15% PETROBRAS ADR 16.16 ▼ 0.74% VALE ADR 15.06 ▲ 0.17% ITAU ADR 8.17 ▼ 0.61% SANTANDER BR 5.26 ▲ 0.48% AMBEV ADR 3.13 ▼ 1.57% CSN 0.92 ▲ 0.88% GERDAU 4.03 ▼ 2.42% LATAM ADR 58.27 ▼ 0.73% BTC 58,780 ▼ 2.26% ETH 1,579 ▼ 1.93% SOL 73.76 ▼ 1.58% XRP 1.04 ▼ 1.32% BNB 546.56 ▼ 2.17% ADA 0.14 ▼ 0.68% DOGE 0.07 ▼ 1.58% AVAX 6.58 ▼ 1.25% LINK 7.20 ▼ 2.33% DOT 0.82 ▲ 0.03% LTC 41.72 ▼ 3.15% BCH 199.81 ▼ 0.34% TRX 0.31 ▼ 1.86% XLM 0.18 ▲ 5.90% HBAR 0.07 ▼ 2.91% NEAR 1.80 ▼ 3.49% ATOM 1.50 ▼ 1.73% AAVE 85.72 ▼ 6.22% SELIC 14.25% EMBRAER 81.95 ▲ 2.21% EMBRAER ADR 63.87 ▲ 2.76% JBS 11.85 ▼ 3.03% JBS BDR 60.82 ▼ 3.26% MBRF3 17.60 ▼ 0.57% MBRFY 3.47 ▲ 1.76% INTER 5.44 ▲ 1.02% IBOV 172,030 ▼ 0.68% IPSA 10,762 ▲ 0.52% IPC MEX 66,976 ▼ 0.98% MERVAL 3,158,423 ▼ 0.58% COLCAP 2,269.38 ▼ 0.74% BVL PERÚ 55,499.07 ▲ 1.21% USD/BRL 5.17 ▼ 0.11% USD/MXN 17.48 ▲ 0.06% USD/CLP 921.88 ▼ 0.01% USD/COP 3,398 ▼ 1.17% USD/PEN 3.41 ▼ 0.21% USD/ARS 1,484 ▲ 0.15% USD/UYU 40.22 ▲ 1.43% USD/PYG 6,084 ▲ 1.48% USD/BOB 6.85 ▲ 1.62% USD/DOP 59.19 ▲ 1.86% USD/CRC 450.59 ▲ 1.91% USD/GTQ 7.62 ▲ 2.18% USD/HNL 26.70 ▲ 1.35% USD/NIO 36.62 ▲ 0.63% USD/VES 620.66 ▲ 5.79% USD/PAB 1.00 — 0.00% USD/BZD 2.00 — 0.00% USD/JMD 156.39 ▲ 0.21% USD/TTD 6.74 ▲ 1.07% EUR/BRL 5.90 ▲ 0.38% BRENT 73.45 ▲ 0.41% WTI 70.11 ▼ 0.90% IRON ORE 161.91 — — COPPER 6.25 ▲ 2.53% GOLD 4,032 ▲ 0.25% SILVER 59.66 ▲ 2.55% SOY 1,144 ▲ 3.13% CORN 436.50 ▲ 8.58% WHEAT 587.50 ▲ 3.16% COFFEE 302.15 ▲ 3.80% SUGAR 14.80 ▲ 3.57% ORANGE JUICE 163.80 ▲ 15.56% COTTON 76.62 ▲ 6.42% COCOA 5,064 ▲ 3.45% BEEF 242.25 ▼ 5.89% CATTLE 364.35 ▼ 0.85% LITHIUM 78.28 ▲ 1.25% PETR4 37.77 ▼ 0.97% VALE3 77.93 ▼ 0.26% ITUB4 42.28 ▼ 0.31% BBDC4 18.06 ▼ 0.61% ABEV3 16.28 ▼ 1.87% BBAS3 19.95 ▼ 1.53% B3SA3 14.52 ▼ 1.29% WEGE3 46.91 ▲ 0.26% PRIO3 52.25 ▼ 1.69% SUZB3 39.81 ▲ 0.33% RENT3 41.64 ▼ 1.44% AZZA3 17.84 ▼ 2.94% CSAN3 3.69 ▼ 0.54% RAIZ4 0.39 ▼ 2.50% PCAR3 2.31 ▼ 0.43% GMAT3 3.67 ▼ 4.18% PSSA3 52.92 ▼ 0.71% CVCB3 1.36 ▼ 2.86% POSI3 4.09 ▲ 0.74% SLCE3 12.88 ▼ 1.00% NATU3 8.66 ▲ 4.34% BRKM5 6.37 ▼ 3.63% RANI3 7.83 ▼ 0.51% CSNA3 4.62 ▼ 0.43% CMIN3 4.19 ▲ 0.72% USIM5 8.43 ▲ 1.20% GGBR4 20.80 ▼ 2.30% ENEV3 26.75 ▲ 0.15% NEOE3 33.80 — 0.00% CPFE3 44.67 ▼ 1.06% CMIG4 10.82 ▼ 1.19% EQTL3 39.00 ▼ 1.86% LREN3 14.78 ▼ 1.40% VIVT3 33.98 ▼ 1.22% RAIL3 13.40 ▼ 1.54% KLABIN 16.76 ▼ 0.77% RAIA DROGASIL 16.77 ▼ 2.27% RDOR3 34.69 ▲ 0.03% HAPV3 10.27 ▼ 0.77% FLRY3 15.36 ▼ 1.41% SMTO3 15.71 ▲ 2.35% UGPA3 26.05 ▼ 1.03% VBBR3 29.84 ▼ 0.27% BBSE3 39.08 ▼ 0.64% BPAC11 54.35 ▼ 0.29% CURY3 35.14 ▼ 0.62% AERI3 2.03 ▼ 0.98% VIVARA 22.78 ▼ 0.96% COMPASS 24.37 ▼ 0.04% VAMOS 2.82 ▼ 2.08% SANB11 26.69 ▼ 0.48% ASAI3 8.72 ▼ 3.11% SBSP3 29.71 ▲ 0.20% WALMEX 51.41 ▲ 0.53% GMEXICO 198.34 ▼ 1.41% FEMSA 222.99 ▼ 2.26% CEMEX 20.97 ▼ 1.41% GFNORTE 184.20 ▼ 0.44% BIMBO 57.17 ▲ 0.33% TELEVISA 9.59 ▼ 0.83% AMX 22.62 ▼ 3.04% GAP 442.54 ▼ 0.67% ASUR 306.19 ▼ 0.72% OMA 247.28 ▲ 0.36% KOF 184.99 ▼ 0.79% GRUMA 281.05 ▼ 0.59% KIMBER 38.61 ▼ 0.72% SQM-B 68,116 ▲ 3.28% COPEC 5,799 ▲ 0.59% BSANTANDER 75.63 ▲ 0.84% FALABELLA 5,784 ▼ 2.15% ENELAM 82.30 ▲ 0.37% CENCOSUD 2,120 ▼ 0.33% CMPC 1,035 ▼ 0.49% BANCO CHILE 182.92 ▲ 2.88% LATAM AIR 26.95 ▼ 0.07% YPF 71,125 ▲ 0.78% GGAL 7,780 ▼ 1.33% PAMPA 5,100 ▲ 0.30% TXAR 664.00 ▼ 1.92% ALUAR 985.00 ▲ 0.25% TGS 9,265 ▼ 0.43% CEPU 2,296 ▼ 1.88% MIRGOR 16,225 ▲ 0.93% COME 41.87 ▼ 1.06% LOMA NEGRA 3,558 ▼ 1.45% BYMA 310.00 ▲ 1.31% TELECOM ARG 4,025 ▼ 0.68% ECOPETROL 14.26 ▼ 2.09% BANCOLOMBIA 79.39 ▼ 0.53% GRUPO AVAL 5.06 ▼ 0.76% CREDICORP 389.81 ▲ 1.32% SOUTHERN COPPER 174.56 ▲ 3.63% BUENAVENTURA 29.29 ▲ 2.48% MERCADOLIBRE 1,697 ▲ 0.85% NUBANK 13.36 ▲ 1.75% XP 16.26 ▼ 0.31% PAGSEGURO 9.05 ▼ 0.33% STONE 10.86 ▼ 0.28% GLOBANT 28.93 ▼ 3.82% TECNOGLASS 46.87 ▲ 1.76% GAP AIRPORT 252.70 ▼ 0.73% ASUR 306.19 ▼ 0.72% OMA AIRPORT 113.09 ▼ 0.17% AMX ADR 25.97 ▼ 2.92% FEMSA ADR 128.08 ▼ 2.38% CEMEX ADR 12.00 ▼ 1.15% PETROBRAS ADR 16.16 ▼ 0.74% VALE ADR 15.06 ▲ 0.17% ITAU ADR 8.17 ▼ 0.61% SANTANDER BR 5.26 ▲ 0.48% AMBEV ADR 3.13 ▼ 1.57% CSN 0.92 ▲ 0.88% GERDAU 4.03 ▼ 2.42% LATAM ADR 58.27 ▼ 0.73% BTC 58,780 ▼ 2.26% ETH 1,579 ▼ 1.93% SOL 73.76 ▼ 1.58% XRP 1.04 ▼ 1.32% BNB 546.56 ▼ 2.17% ADA 0.14 ▼ 0.68% DOGE 0.07 ▼ 1.58% AVAX 6.58 ▼ 1.25% LINK 7.20 ▼ 2.33% DOT 0.82 ▲ 0.03% LTC 41.72 ▼ 3.15% BCH 199.81 ▼ 0.34% TRX 0.31 ▼ 1.86% XLM 0.18 ▲ 5.90% HBAR 0.07 ▼ 2.91% NEAR 1.80 ▼ 3.49% ATOM 1.50 ▼ 1.73% AAVE 85.72 ▼ 6.22% SELIC 14.25% EMBRAER 81.95 ▲ 2.21% EMBRAER ADR 63.87 ▲ 2.76% JBS 11.85 ▼ 3.03% JBS BDR 60.82 ▼ 3.26% MBRF3 17.60 ▼ 0.57% MBRFY 3.47 ▲ 1.76% INTER 5.44 ▲ 1.02%
since 2009
Tuesday, June 30, 2026

Uruguay Step by Step

Step by step from landing to residency

Your friendly, practical path to settling in Uruguay. 29 articles covering everything — from your first 48 hours in Montevideo and your cédula de identidad to residency, banking, taxes and running a business. All 29 chapters are live.

01

You Just Landed — Your First 48 Hours in Montevideo

SIM card, pesos and cards, the airport run into town and the first-48-hours checklist.

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02

Your Cédula de Identidad

The national ID that unlocks banking, leases and health cover — and how residency leads to it.

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03

Visas and Residency: Which Route Fits You

Temporary vs permanent, the Mercosur fast track and the income-based route.

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04

Registering Your Residency at Migración

The DNM process step by step: the online form, documents, the appointment and the certificate.

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05

Open a Bank Account (Pesos and Dollars)

Why BROU takes a passport, what private banks want, and the path to a full account.

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06

Health Insurance: ASSE, Mutualistas and Private

How Uruguay's health system works and which cover expats actually choose.

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07

Renting an Apartment in Uruguay

Where to look, what a fair contract looks like, deposits and the guarantee question.

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08

Understanding Your Lease and Tenant Rights

Contract length, currency, adjustments and how to read a Uruguayan lease before you sign.

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09

Cost of Living in Uruguay: A Realistic Budget

What it really costs to live well — rent, groceries, healthcare and the dollar reality.

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10

Healthcare in Practice: Hospitals, Mutualistas, 911

Booking, emergencies, pharmacies and where the best care hides, day to day.

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11

Driving in Uruguay: Licence, Cars and Apps

Using your foreign licence, swapping it, buying a car and getting around by road.

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12

Internet, Mobile and Coworking

Antel fibre, SIMs and the best places to work online across Montevideo.

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13

Schools and Education for Expat Families

Public, private and bilingual schools, plus how the school year works.

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14

Bringing Your Pet to Uruguay

No quarantine for cats and dogs — the health certificate, the rabies rule and daily life.

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15

Learning Spanish: The Expat Shortcut

Rioplatense Spanish, the voseo, classes and how fast you really need to learn.

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16

Building a Social Life: Expat Communities

Where newcomers meet, the best cities for community and how to make local friends.

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17

Shopping and Daily Life: Markets and Ferias

Supermarkets, neighbourhood ferias, delivery apps and the rhythm of the week.

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18

Freelancing and the Monotributo

How to work legally as a self-employed newcomer and register with the DGI and BPS.

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19

Taxes: Foreign Income and the Tax Holiday

Uruguay's territorial system, the new-resident tax holiday and what expats actually owe.

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20

The Digital Nomad Permit: How It Works

The provisional identity route for remote workers — who qualifies and how to apply.

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21

Work Visa: The Employer-Sponsored Route

How a job offer turns into legal residency and the right to work.

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22

Buying Property as a Foreigner

Foreigners buy freely here — the escribano, the process and the costs.

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23

Investing in Uruguay: Rates, Bonds and the Peso

Plazo fijo, government paper and how to think about pesos versus dollars.

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24

Tax Residency: The 183-Day Rule

How you become a tax resident, the economic-interest test and the famous holiday.

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25

Permanent Residency and Citizenship

From resident to citizen: the timelines, the requirements and the Uruguayan passport.

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26

Retiring in Uruguay: The Pensionado Route

Proving a pension, the residency path and why retirees love the calm.

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27

Uruguay Visa Guide: Every Option for Living There

A plain-English map of every route — nomad, rentista, Mercosur, work and family.

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28

Cost of Living in Montevideo: A Real Budget

A neighbourhood-by-neighbourhood budget for the capital, in dollars and pesos.

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29

Doing Business in Uruguay: Starting a Company

Setting up an SA or SAS, the free-trade zones and why investors choose Uruguay.

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