IBOV 172,060.43 ▲ 0.42% IPC MEX 72,419.39 ▲ 0.73% MERVAL 2,848,945 — — USD/BRL5.58— 0.00% USD/MXN18.61▲ 0.08% USD/CLP982.08▼ 0.22% USD/COP3,288▼ 0.60% USD/PEN3.41▼ 0.03% USD/ARS1,544▼ 0.03% USD/UYU40.52▲ 3.32% USD/PYG6,174▲ 3.14% USD/BOB11.63▲ 1.12% USD/DOP60.48▲ 0.05% USD/CRC446.01▲ 1.79% USD/GTQ7.64▲ 3.16% USD/HNL26.90▲ 3.29% USD/NIO36.62▲ 2.73% USD/VES902.19▼ 0.13% USD/PAB1.00— 0.00% USD/BZD2.00— 0.00% USD/JMD157.49▲ 2.41% USD/TTD6.72▲ 2.23% EUR/BRL6.18▼ 0.78% BRENT 91.77 ▼ 1.07% WTI 85.63 ▼ 1.04% IRON ORE 161.91 — — COPPER 6.24 ▼ 0.61% GOLD 3,976 ▼ 0.61% SILVER 51.23 ▼ 1.26% SOY 1,228 ▼ 0.08% CORN 448.25 ▲ 0.06% WHEAT 602.00 ▲ 0.42% COFFEE 265.45 ▼ 2.19% SUGAR 18.47 ▲ 2.10% ORANGE JUICE 146.60 ▼ 0.10% COTTON 82.35 ▲ 4.65% COCOA 5,061 ▲ 6.73% BEEF 218.98 ▼ 0.10% CATTLE 327.80 ▼ 0.77% LITHIUM 61.07 ▲ 1.82% PETR4 43.55 ▼ 3.11% VALE3 64.43 ▼ 0.57% ITUB4 41.72 ▲ 1.26% BBDC4 14.33 ▼ 1.44% ABEV3 15.85 ▲ 0.38% BBAS3 16.89 ▼ 1.23% B3SA3 14.80 ▲ 2.21% WEGE3 51.61 ▲ 1.30% PRIO3 61.47 ▲ 2.42% SUZB3 53.80 ▼ 1.21% RENT3 30.24 ▲ 1.51% AZZA3 15.37 ▲ 4.34% CSAN3 3.03 ▲ 13.06% RAIZ4 0.30 ▼ 98.60% PCAR3 2.54 ▼ 0.78% GMAT3 4.08 ▲ 7.09% PSSA3 45.98 ▼ 1.48% CVCB3 0.86 — 0.00% POSI3 3.32 ▲ 5.40% SLCE3 17.05 ▼ 0.23% NATU3 5.62 ▲ 1.26% BRKM5 2.92 — 0.00% RANI3 8.39 ▼ 0.71% CSNA3 4.52 ▲ 3.20% IBOV 172,060.43 ▲ 0.42% IPC MEX 72,419.39 ▲ 0.73% MERVAL 2,848,945 — — USD/BRL 5.58 ▲ 0.00% USD/MXN 18.62 ▲ 0.09% USD/CLP 982.08 ▼ 0.22% USD/COP 3,288 ▼ 0.60% USD/PEN 3.41 ▼ 0.03% USD/ARS 1,544 ▼ 0.11% USD/UYU 40.52 ▲ 3.32% USD/PYG 6,174 ▲ 1.84% USD/BOB 11.63 ▲ 1.12% USD/DOP 60.48 ▲ 0.05% USD/CRC 446.01 ▲ 1.66% USD/GTQ 7.64 ▲ 3.16% USD/HNL 26.90 ▲ 3.29% USD/NIO 36.62 ▲ 2.73% USD/VES 902.19 ▼ 0.13% USD/PAB 1.00 — 0.00% USD/BZD 2.00 — 0.00% USD/JMD 157.49 ▲ 2.41% USD/TTD 6.72 ▲ 2.22% EUR/BRL 6.18 ▲ 0.09% BRENT 91.77 ▼ 1.07% WTI 85.63 ▼ 1.04% IRON ORE 161.91 — — COPPER 6.24 ▼ 0.61% GOLD 3,976 ▼ 0.61% SILVER 51.23 ▼ 1.26% SOY 1,228 ▼ 0.08% CORN 448.25 ▲ 0.06% WHEAT 602.00 ▲ 0.42% COFFEE 265.45 ▼ 2.19% SUGAR 18.47 ▲ 2.10% ORANGE JUICE 146.60 ▼ 0.10% COTTON 82.35 ▲ 4.65% COCOA 5,061 ▲ 6.73% BEEF 218.98 ▼ 0.10% CATTLE 327.80 ▼ 0.77% LITHIUM 61.07 ▲ 1.82% PETR4 43.55 ▼ 3.11% VALE3 64.43 ▼ 0.57% ITUB4 41.72 ▲ 1.26% BBDC4 14.33 ▼ 1.44% ABEV3 15.85 ▲ 0.38% BBAS3 16.89 ▼ 1.23% B3SA3 14.80 ▲ 2.21% WEGE3 51.61 ▲ 1.30% PRIO3 61.47 ▲ 2.42% SUZB3 53.80 ▼ 1.21% RENT3 30.24 ▲ 1.51% AZZA3 15.37 ▲ 4.34% CSAN3 3.03 ▲ 13.06% RAIZ4 0.30 ▼ 98.60% PCAR3 2.54 ▼ 0.78% GMAT3 4.08 ▲ 7.09% PSSA3 45.98 ▼ 1.48% CVCB3 0.86 — 0.00% POSI3 3.32 ▲ 5.40% SLCE3 17.05 ▼ 0.23% NATU3 5.62 ▲ 1.26% BRKM5 2.92 — 0.00% RANI3 8.39 ▼ 0.71% CSNA3 4.52 ▲ 3.20%
since 2009
Thursday, November 12, 2026

LatAm Expat & Nomad Daily Guide Daily City Brief — Thursday, November 12, 2026

LatAm Expat & Nomad Daily Guide for Thursday, November 12, 2026

· November 12, 2026 · 07:00 BRT · 13 min read

LatAm Expat & Nomad Daily Guide — Thursday, November 12, 2026

As of 12:45 a.m. US Eastern Time (ET) · 2:45 a.m. Brasília, Thursday 12 November 2026 · US National Hurricane Center outlooks issued overnight, exchange rates to the latest published rate, prediction markets at 12:31 a.m. ET

The Short Version
In short: Argentina’s bank branches reopen today in Buenos Aires province, ending a closure that began on Friday 6 November. Brazil’s inflation report comes out at 7:00 a.m. ET, and Argentina’s follows at 2:00 p.m. ET.
01

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Argentina: branches in Buenos Aires province reopen today after six days. The rest of the country reopened on Wednesday, and cards, bank apps and transfers kept working. Status Board
02

Brazil and Argentina publish October inflation today. Brazil’s comes at 7:00 a.m. ET and Argentina’s at 2:00 p.m. ET. Today’s Clock
03

Brazil’s real firmed about 0.4% on Wednesday. The central bank’s reference rate (the PTAX) fell to 5.5606 reais per US$1 from 5.5840. Money Today
What changed since yesterday: The Brazilian real and the Mexican peso firmed slightly, while Colombia’s official dollar rate is about 0.8% weaker than Tuesday’s. The overnight storm outlooks still show no new system near our countries. Money Today

00Do Today

Countries are sorted by urgency, and each checklist runs visa, weather, authorities, then money. Every item links to the block with the details.

Argentina Today

  • AuthoritiesBank branches in Buenos Aires province reopen today, and the next long weekend runs through Monday 23 November, a holiday. Status Board
  • MoneyThe wholesale rate (the official interbank rate) was 1,544.00 pesos per US$1 on Wednesday, and the blue (informal) rate sold at 1,570. Money Today

Brazil Today

  • AuthoritiesConsumer inflation for October is published at 7:00 a.m. ET, and retail sales for September follow on Friday 13 November. Today’s Clock
  • MoneyThe official rate was 5.5606 reais per US$1 on Wednesday, so R$1,000 buys about US$180, up from about US$179 on Tuesday. Money Today

Colombia Today

  • VisaAsk the Foreign Ministry what applies if you have not transferred an older permanent-resident visa, because its deadline was 31 October 2026. Visas, Residency and Tax
  • MoneyThe official rate is 3,297.07 pesos per US$1, about 0.8% weaker than Tuesday’s rate. Money Today

Peru Note

  • AuthoritiesPeru’s central bank decides on interest rates today, and the hour is not confirmed. The Calendar Ahead
  • MoneyPeru’s sol closed Wednesday at 3.4082 per US$1, almost unchanged from Tuesday. Money Today

Mexico Note

  • AuthoritiesThe Bank of Mexico’s next rate decision is in December, and Monday 16 November is a national holiday. The Calendar Ahead
  • MoneyThe peso closed Wednesday at 18.6005 per US$1, slightly firmer than Tuesday’s 18.6255, and that is a market close, not an official rate. Money Today

01Weather Watch

No New Storm Near Latin America Outlook

AreaNorth Atlantic, Caribbean Sea, Gulf of America, and the eastern and central Pacific
StatusFormation of a tropical cyclone is not expected in either basin during the next 7 days
TimingThe outlook names only Tropical Storm Pena, well southwest of Honolulu, Hawaii
Next update7:00 a.m. ET outlooks

The US National Hurricane Center (NHC) expects no new tropical cyclone in the North Atlantic, the Caribbean Sea or the Gulf of America, the US name for the Gulf of Mexico, over the next 7 days. For the eastern Pacific it says the same, and its outlook names only Tropical Storm Pena, which is far from our countries.

Outlooks cover storm formation, not rain or flood risk on the ground. Follow your national weather service for local alerts.

Source: NHC Atlantic and eastern Pacific outlooks, issued overnight, Thursday 12 November 2026

02Today’s Clock

Every time is shown in US Eastern Time first, then in local time. Brazil’s and Argentina’s inflation reports are the main events, and Peru’s rate decision has no confirmed hour.

7:00 a.m. ET9:00 a.m. Brasília

Brazil: consumer inflation (the IPCA index) for October; forecast 4.74% over twelve months. The mid-month preview, the IPCA-15, was 4.62%.
Hour and forecast: see The Calendar Ahead
7:00 a.m. ET7:00 a.m. Miami

NHC: next scheduled tropical weather outlooks for the Atlantic and the eastern Pacific.
Details in Weather Watch
10:00 a.m. ET9:00 a.m. San José

Costa Rica: third-quarter economic growth; forecast 2.9% against 3.4% before.
Hour and forecast: see The Calendar Ahead
1:00 p.m. ET1:00 p.m. Miami

NHC: second daytime outlooks for both basins.
Details in Weather Watch
2:00 p.m. ET4:00 p.m. Buenos Aires

Argentina: consumer inflation for October; forecast 1.8% for the month and 32.7% for the year.
Hour and forecast: see The Calendar Ahead
7:00 p.m. ET7:00 p.m. Miami

NHC: evening outlooks for both basins.
Details in Weather Watch
Hour not confirmedLima

Peru: central bank interest-rate decision; the calendar lists the previous rate as 4.25%.
Details in The Calendar Ahead

03Money Today

Brazil’s real and Mexico’s peso firmed slightly in the latest rates, Colombia’s peso weakened, and Peru’s sol barely moved. Argentina’s official wholesale rate was almost unchanged from the last rate before the bank closure.

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Brazilian Real BRL

5.5606 reais per US$1
PTAX sell rate (the central bank’s reference dollar rate, an average of four quotes taken between 10 a.m. and 1 p.m. Brasília time), Wed 11 Nov
−0.0234 (−0.42%) vs 5.5840 on Tue 10 Nov · real firmer
R$1,000 ≈ US$180
Source: Banco Central do Brasil (Brazil’s central bank), 11 Nov 2026

Mexican Peso MXN

18.6005 pesos per US$1
Market close, Wed 11 Nov, not the official FIX rate (the Bank of Mexico’s daily reference rate)
−0.0250 (−0.13%) vs 18.6255 on Tue 10 Nov · peso firmer
MXN 10,000 ≈ US$538
Source: a commercial market-data feed, 11 Nov 2026

Colombian Peso COP

3,297.07 pesos per US$1
TRM (Colombia’s official reference rate) in force from Wed 11 Nov, listed through Thu 12 Nov
+27.19 (+0.83%) vs 3,269.88 that applied Tue 10 Nov · peso weaker
COP 1,000,000 ≈ US$303
Source: Superintendencia Financiera de Colombia, the financial regulator, via datos.gov.co (Colombia’s open-data portal), read 12 Nov 2026

Peruvian Sol PEN

3.4082 soles per US$1
Market close, Wed 11 Nov; the central bank’s interbank rate could not be read
−0.0002 (−0.01%) vs 3.4084 on Tue 10 Nov · sol almost unchanged
PEN 1,000 ≈ US$293
Market close, 11 Nov 2026, same feed as the Mexican peso card

Argentine Peso ARS

1,544.00 pesos per US$1
Wholesale reference rate, Wed 11 Nov; other rates as of Wed 11 Nov: blue (informal) sell 1,570 and CCL (dollars obtained by trading securities) sell 1,664.90
−1.50 (−0.10%) vs 1,545.50 on Thu 5 Nov, the last rate before the closure · peso slightly firmer
ARS 1,000,000 ≈ US$648 at the wholesale rate, US$601 at the CCL sell rate
Source: Banco Central de la República Argentina (the central bank), wholesale reference rate via its open-data API; other rates from DolarApi (a public exchange-rate data service), read 12 Nov 2026

Brazil’s real firmed by 0.4% and Mexico’s peso by 0.1%, while Colombia’s peso weakened by 0.8%. Argentina’s blue rate sold at 1,570 pesos on Wednesday.

04Status Board

Argentina Banks

Fri 6 to Tue 10 Nov: bank branches closed nationwide, with local holidays on top; Wed 11 Nov: branches reopened outside Buenos Aires provinceThu 12 Nov: branches in Buenos Aires province reopen after six days without serviceThe next long weekend ends with the Monday 23 Nov holiday (Sovereignty Day), and branches reopen on Tue 24 Nov, according to Argentine press reports; cards, bank apps and transfers kept working

Source: Argentine press reports on the central bank’s and the government’s holiday decisions, Nov 2026

Brazil Real

Tue 10 Nov: PTAX of 5.5840 reais per US$1Wed 11 Nov: PTAX of 5.5606Real firmer by 0.42% after Tuesday’s 1.26% fall

Source: Banco Central do Brasil, 11 Nov 2026

Brazil Inflation

Oct 23: the IPCA-15, a mid-month preview of consumer inflation, was 0.32% for the month and 4.62% over twelve monthsFull IPCA inflation for October is due Thu 12 Nov, at 7:00 a.m. ETThe 4.62% twelve-month pace is above the 4.5% ceiling of the central bank’s target range

Source: IBGE, Brazil’s statistics institute, Oct and Nov 2026

Argentina Inflation

September: 1.9% for the month and 33.4% over twelve months, per the Rio Times economic calendarOctober figures are due Thu 12 Nov, at 2:00 p.m. ETForecast 1.8% for the month and 32.7% for the year; Polymarket (a crypto-based prediction platform) traders favor a monthly reading of 1.9% to 2.1%

Source: INDEC, Argentina’s statistics institute, Nov 2026

Brazil Interest Rate

Wed 16 Sep: the Selic, Brazil’s benchmark rate, was cut to 13.75%Wed 4 Nov: the Copom, the central bank’s rate committee, held the Selic at 13.75%Polymarket traders see no change in December

Source: Brazil’s central bank, 4 Nov 2026

Mexico Interest Rate

Bank of Mexico’s rate before the 5 Nov decision: 6.50%Thu 5 Nov: cut by 0.25 point to 6.25%, a 3 to 2 votePolymarket traders see no change at the December meeting; see What Prediction Markets Say

Source: Banco de México, 5 Nov 2026

Chile Interest Rate

Oct 26 to 27: the central bank’s council considered raising its rate from 4.5% to 4.75%It held the rate at 4.5%, unanimously, and published its minutes on Wed 4 NovThe next meeting is Tue 15 Dec; Polymarket traders see no change at about 53.5% and a 0.25-point rise at about 45.5%

Source: Banco Central de Chile (Chile’s central bank), Oct and Nov 2026

Brazil Enem Exam

Sun 8 Nov, day one of the national university entrance exam: 32% of registered test-takers stayed away, a preliminary countDay two is Sunday 15 November, three days from nowEducation Ministry figures for day one were preliminary

Source: Brazil’s Education Ministry (MEC) and Inep (Brazil’s education research agency), Nov 2026

05Visas, Residency and Tax

Colombia Deadline Passed

Holders of a permanent-resident visa issued under the earlier rules had to transfer it before 31 October 2026, under the Foreign Ministry’s Resolution 9316 of 2024, the rule that set the deadline. The ministry says the process is done entirely online.

The 31 October deadline has passed, and we found no extension. If you have not finished, ask the ministry’s visa office what applies to your case.

Source: Cancillería de Colombia (Foreign Ministry), Resolution 9316 of 2024 and its visa-transfer guidance
Bogotá’s Plaza de Bolívar with the cathedral on the right and Monserrate hill behind
File photo: Plaza de Bolívar in Bogotá, Colombia.
RT
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06What Prediction Markets Say

As of 12:31 a.m. ET (2:31 a.m. Brasília), 12 November 2026

Bank of Mexico Decision in DecemberPolymarket (a crypto-based prediction platform): no change about 90.0%, a 0.25-point cut about 9.0%. US$29,926 traded.
Brazil Rate Decision in DecemberPolymarket: no change about 90.5%, a 0.25-point cut about 6.4%. US$70,971 traded.
Colombia Rate Decision in DecemberPolymarket: no change about 53.5%, a 0.25-point rise about 32.2%. US$41,612 traded.
Chile Rate Decision in DecemberPolymarket: no change about 53.5%, a 0.25-point rise about 45.5%. US$24,966 traded.
Argentina Monthly Inflation in OctoberPolymarket: a reading of 1.9% to 2.1% about 52.0%, and 1.6% to 1.8% about 36.5%. US$42,923 traded.
How to Read ThisPrices are real-money bets, not polls, and each price is the implied probability of that outcome. Markets with little money traded can move on a few bets.
Why We Show ThisPrediction markets turn real-money bets into a live probability that moves within minutes of the news, which is why investors, campaigns and newsrooms in the United States now follow them closely. We show them next to polls and official results, never instead of them.
Source: Polymarket, 12 Nov 2026

07The Calendar Ahead

Thu 12 Nov

7:00 a.m. ET · 9:00 a.m. Brasília Brazil: consumer inflation (the IPCA index) for October; forecast 0.26% for the month and 4.74% for the year
Thu 12 Nov

10:00 a.m. ET · 9:00 a.m. San José Costa Rica: third-quarter economic growth; forecast 2.9% vs 3.4% before
Thu 12 Nov

2:00 p.m. ET · 4:00 p.m. Buenos Aires Argentina: inflation for October; forecast 1.8% for the month vs 1.9% before, and 32.7% for the year vs 33.4%
Thu 12 Nov

Hour not confirmed Lima Peru: central bank interest-rate decision; the calendar lists the previous rate as 4.25%
Fri 13 Nov

7:00 a.m. ET · 9:00 a.m. Brasília Brazil: retail sales for September; forecast −0.2% for the month vs 0.1% before
Fri 13 Nov

10:00 a.m. ET · 10:00 a.m. Bogotá Colombia: industrial production for September; forecast −0.8% vs −3.7% before
Sun 15 Nov

Brazil: second day of Enem
Mon 16 Nov

Mexico: Revolution Day holiday; Colombia: Independence of Cartagena holiday
Mon 16 Nov

10:00 a.m. ET · 10:00 a.m. Lima Peru: unemployment rate for October (previous reading 4.4%) and September economic growth
Tue 17 Nov

11:00 a.m. ET · 11:00 a.m. Bogotá Colombia: third-quarter economic growth
Tue 17 Nov

Hour not confirmed Uruguay: central bank rate decision; the calendar forecasts a hold at 6%
Mon 23 Nov

Argentina: Sovereignty Day holiday (moved from Friday 20), so bank branches reopen on Tuesday 24 November
Forecasts and hours: Rio Times economic calendar, 12 Nov 2026; Enem dates: Inep

08Frequently Asked Questions

Are Banks Open in Argentina Today?

Branches in Buenos Aires province reopen on Thursday 12 November 2026, after six days without service, and the rest of the country reopened on Wednesday. Cards, bank apps and transfers worked during the closure.

When Does Brazil Publish October Inflation?

Brazil’s statistics institute publishes consumer inflation for October on Thursday 12 November 2026, at 7:00 a.m. ET. The mid-month preview was 0.32% for the month and 4.62% over twelve months.

What Is the Official Dollar Rate in Colombia Today?

The TRM, Colombia’s official reference rate, is 3,297.07 pesos per US$1, in force from Wednesday 11 November 2026. That is 27.19 pesos weaker than Tuesday’s 3,269.88.

09Go Deeper

Sources: Rio Times economic calendar; US National Hurricane Center; Banco Central do Brasil; a commercial market-data feed; Superintendencia Financiera de Colombia; Banco Central de la República Argentina; DolarApi; IBGE (Brazil’s statistics institute); INDEC (Argentina’s statistics institute); Banco de México; Banco Central de Chile; Cancillería de Colombia (Colombia’s Foreign Ministry); Inep; Brazil’s Education Ministry; Argentine press reports; Polymarket.

This article was produced by The Rio Times’ automated AI newsroom. Editorial responsibility: Matthias Camenzind, Publisher and Editor-in-Chief. The Rio Times also runs Ask Rio Times, which answers from 100,000+ of our own articles, the daily Latin America Power Map, and prediction-market odds on elections and markets.. How we use AI · Report an error

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