IBOV 167,921.80 ▼ 0.75% IPC MEX 69,779.20 ▼ 0.01% MERVAL 2,848,945 — — USD/BRL5.44▼ 0.02% USD/MXN18.58▼ 0.01% USD/CLP976.85▼ 1.73% USD/COP3,227▲ 5.85% USD/PEN3.46▼ 0.05% USD/ARS1,545▼ 0.02% USD/UYU40.19▲ 3.30% USD/PYG5,915▲ 4.43% USD/BOB12.00▲ 2.12% USD/DOP60.16▲ 2.49% USD/CRC449.70▲ 2.21% USD/GTQ7.64▲ 3.30% USD/HNL26.89▲ 3.37% USD/NIO36.62▲ 2.87% USD/VES888.88▲ 0.05% USD/PAB1.00— 0.00% USD/BZD2.00— 0.00% USD/JMD157.69▲ 2.55% USD/TTD6.65▲ 1.36% EUR/BRL6.08▲ 1.17% BRENT 109.58 ▼ 5.38% WTI 100.12 ▼ 1.61% IRON ORE 161.91 — — COPPER 6.65 ▲ 2.24% GOLD 4,073 ▲ 0.85% SILVER 54.49 ▲ 0.70% SOY 1,250 ▲ 0.70% CORN 450.25 ▼ 1.04% WHEAT 614.75 ▼ 0.20% COFFEE 294.35 ▼ 2.19% SUGAR 19.26 ▲ 0.84% ORANGE JUICE 143.20 ▲ 5.45% COTTON 77.90 ▼ 1.47% COCOA 5,581 ▲ 1.66% BEEF 230.73 ▲ 0.33% CATTLE 346.40 ▼ 1.00% LITHIUM 62.43 ▲ 1.89% PETR4 53.31 ▼ 1.06% VALE3 62.88 ▼ 2.33% ITUB4 41.42 ▼ 0.67% BBDC4 15.69 ▼ 1.63% ABEV3 15.40 ▲ 0.20% BBAS3 17.59 ▲ 0.69% B3SA3 15.27 ▲ 1.33% WEGE3 45.78 ▲ 2.81% PRIO3 69.21 ▼ 2.71% SUZB3 47.14 ▼ 0.55% RENT3 31.14 ▼ 1.67% AZZA3 16.72 ▲ 1.15% CSAN3 2.69 ▼ 2.89% RAIZ4 0.34 — 0.00% PCAR3 2.22 ▼ 3.48% GMAT3 3.74 ▲ 2.19% PSSA3 47.75 ▼ 0.89% CVCB3 0.98 — 0.00% POSI3 3.56 ▼ 0.84% SLCE3 16.97 ▼ 2.75% NATU3 5.68 ▼ 3.89% BRKM5 3.80 ▲ 19.50% RANI3 7.34 ▼ 0.54% CSNA3 4.76 ▼ 4.99% IBOV 167,921.80 ▼ 0.75% IPC MEX 69,779.20 ▼ 0.01% MERVAL 2,848,945 — — USD/BRL 5.34 ▼ 1.32% USD/MXN 18.69 ▲ 0.62% USD/CLP 983.47 ▼ 0.57% USD/COP 3,149 ▲ 3.06% USD/PEN 3.45 ▲ 0.17% USD/ARS 1,537 ▼ 0.28% USD/UYU 40.21 ▲ 3.57% USD/PYG 5,803 ▲ 3.78% USD/BOB 11.97 ▲ 4.93% USD/DOP 60.54 ▲ 1.83% USD/CRC 451.24 ▲ 2.13% USD/GTQ 7.64 ▲ 3.23% USD/HNL 26.87 ▲ 3.37% USD/NIO 36.62 ▲ 2.81% USD/VES 885.08 ▼ 0.13% USD/PAB 1.00 — 0.00% USD/BZD 2.00 — 0.00% USD/JMD 157.69 ▲ 2.63% USD/TTD 6.71 ▲ 2.07% EUR/BRL 5.95 ▲ 7.53% BRENT 109.58 ▼ 5.38% WTI 100.12 ▼ 1.61% IRON ORE 161.91 — — COPPER 6.65 ▲ 2.24% GOLD 4,073 ▲ 0.85% SILVER 54.49 ▲ 0.70% SOY 1,250 ▲ 0.70% CORN 450.25 ▼ 1.04% WHEAT 614.75 ▼ 0.20% COFFEE 294.35 ▼ 2.19% SUGAR 19.26 ▲ 0.84% ORANGE JUICE 143.20 ▲ 5.45% COTTON 77.90 ▼ 1.47% COCOA 5,581 ▲ 1.66% BEEF 230.73 ▲ 0.33% CATTLE 346.40 ▼ 1.00% LITHIUM 62.43 ▲ 1.89% PETR4 53.31 ▼ 1.06% VALE3 62.88 ▼ 2.33% ITUB4 41.42 ▼ 0.67% BBDC4 15.69 ▼ 1.63% ABEV3 15.40 ▲ 0.20% BBAS3 17.59 ▲ 0.69% B3SA3 15.27 ▲ 1.33% WEGE3 45.78 ▲ 2.81% PRIO3 69.21 ▼ 2.71% SUZB3 47.14 ▼ 0.55% RENT3 31.14 ▼ 1.67% AZZA3 16.72 ▲ 1.15% CSAN3 2.69 ▼ 2.89% RAIZ4 0.34 — 0.00% PCAR3 2.22 ▼ 3.48% GMAT3 3.74 ▲ 2.19% PSSA3 47.75 ▼ 0.89% CVCB3 0.98 — 0.00% POSI3 3.56 ▼ 0.84% SLCE3 16.97 ▼ 2.75% NATU3 5.68 ▼ 3.89% BRKM5 3.80 ▲ 19.50% RANI3 7.34 ▼ 0.54% CSNA3 4.76 ▼ 4.99%
since 2009
Tuesday, November 3, 2026

Expats & Nomads Daily City Brief — Tuesday, November 3, 2026

LatAm Expat & Nomad Daily Guide for Tuesday, November 3, 2026

· November 3, 2026 · 07:00 BRT · 12 min read

LatAm Expat & Nomad Daily Guide — Tuesday, November 3, 2026

As of 12:40 a.m. US Eastern Time (ET) · 2:40 a.m. Brasília, Tuesday 3 November 2026 · US National Hurricane Center outlooks issued overnight, exchange rates to the latest published rate, prediction markets at 12:31 a.m. ET

The Short Version
In short: If you hold an older Colombian permanent-resident visa and have not transferred it, ask the Foreign Ministry’s visa office what applies to you, because its 31 October 2026 deadline has passed. US citizens abroad should know that today is Election Day, and Brazil’s central bank decides on its interest rate Wednesday at 4:30 p.m. ET.
01

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Colombia: the 31 October visa transfer deadline has passed. We found no extension, so confirm your status directly with the ministry. Visas, Residency and Tax
02

Brazil: the stock exchange reopens today after Monday’s holiday. Factory-activity data arrives at 8:00 a.m. ET. Today’s Clock
03

Brazil: the central bank decides on its interest rate Wednesday. The rate stands at 13.75%, and the decision is due at 4:30 p.m. ET. The Calendar Ahead
What changed since yesterday: Brazil’s market is open again, and the Chilean and Mexican pesos firmed in the latest rates, as Money Today shows. Argentina’s country-risk gauge rose on Monday, as the Status Board shows.

00Do Today

Countries are sorted by urgency, and each checklist runs visa, weather, authorities, then money. Every item links to the block with the details.

Colombia Deadline Passed

  • VisaAsk the Foreign Ministry what applies if you have not transferred an older permanent-resident visa, because its deadline was 31 October 2026. Visas, Residency and Tax
  • MoneyThe official rate is 3,182.99 pesos per US$1 until the next one is set. Money Today

United States Voters Abroad Today

  • AuthoritiesTuesday 3 November is US Election Day, and mail-ballot return deadlines differ by state. The Calendar Ahead
  • AuthoritiesThe Federal Voting Assistance Program, a US government service for voters abroad, lists the deadlines at fvap.gov. Frequently Asked Questions

Brazil Today

  • AuthoritiesThe stock exchange reopens after Monday’s holiday, and factory-activity data is due at 8:00 a.m. ET. Today’s Clock
  • AuthoritiesThe central bank’s rate decision is due on Wednesday 4 November. The Calendar Ahead
  • MoneyThe official rate was 5.4212 reais per US$1 on Friday. Money Today

Panama Today

  • AuthoritiesTuesday 3 November is a public holiday, so offices are likely closed. Today’s Clock

Mexico Note

  • WeatherThe US National Hurricane Center lists no tropical cyclone near Mexico overnight. Weather Watch
  • AuthoritiesThe central bank’s rate decision is due on Thursday 5 November. The Calendar Ahead
  • MoneyThe peso’s latest figure is Monday’s market close, not an official rate. Money Today

Peru, Chile and Argentina Note

  • MoneyChile’s dollar rate for Tuesday is 981.82 pesos. Money Today
  • AuthoritiesArgentina’s country-risk gauge (the extra yield investors demand on its dollar bonds) was 805 points on Monday. Status Board
  • AuthoritiesPeru’s October inflation, published Sunday 1 November, was well above forecast. Status Board

01Weather Watch

Atlantic Basin Quiet No Storm

The US National Hurricane Center (NHC) lists no tropical cyclones at this time. Its Atlantic outlook watches a low-pressure area expected to form a few hundred miles northeast of the Bahamas, far from our countries, with a 10% chance of development within 48 hours and 30% within 7 days.

Source: US National Hurricane Center, Atlantic outlook, issued overnight Tuesday 3 November 2026

Pacific Watch Far From Our Countries Outlook

The only area the hurricane center watches in the eastern and central Pacific lies well east-southeast of the Hawaiian Islands, far from Mexico and Central America. It gives that system a 30% chance of forming within 48 hours and 70% within 7 days.

Eastern and central Pacific outlook, issued overnight Tuesday 3 November 2026

02Today’s Clock

Every time is shown in US Eastern Time first, then in local time. Tuesday brings a run of factory-activity readings and Panama’s holiday.

7:00 a.m. ET6:00 a.m. Mexico City

Mexico: business confidence for October, with a forecast of 48.2 against 48 before.
Hours and forecasts: Rio Times economic calendar, 3 Nov 2026
8:00 a.m. ET10:00 a.m. Brasília

Brazil: factory-activity index (the manufacturing PMI from S&P Global, a market-data company) for October; forecast 43 against 44.8 before.
Same calendar as the 7:00 a.m. ET card
10:00 a.m. ET10:00 a.m. Bogotá

Colombia: the Davivienda factory-activity index (a bank’s manufacturing PMI) for October; forecast 54.2 against 54.6 before.
Same calendar as the 7:00 a.m. ET card
10:00 a.m. ET9:00 a.m. Mexico City

Mexico: factory-activity index (the manufacturing PMI from S&P Global) for October; forecast 50.1 against 50.3 before.
Same calendar as the 7:00 a.m. ET card
12:00 p.m. ET2:00 p.m. Asunción

Paraguay: inflation for October; forecast 1.8% against 1.7% before.
Same calendar as the 7:00 a.m. ET card
Hour not confirmedBrazil

The São Paulo stock exchange (B3) reopens after All Souls’ Day, which B3 lists among its closed days.
Source: B3 trading calendar for 2026
Hour not confirmedUnited States

Election Day; mail-ballot return deadlines for voters abroad differ by state.
Details in The Calendar Ahead
Hour not confirmedPanama

Separation Day holiday, marking the split from Colombia, with Flag Day on Wednesday 4 November.
Same calendar as the 7:00 a.m. ET card

03Money Today

Brazilian Real BRL

5.4212 reais per US$1
PTAX sell rate (the central bank’s reference dollar rate, an average of four quotes taken between 10 a.m. and 1 p.m. Brasília time), Fri 30 Oct; no new rate on Monday, a holiday
+0.0468 (+0.87%) vs 5.3744 on Thu 29 Oct · real weaker
R$1,000 ≈ US$184
Source: Banco Central do Brasil (Brazil’s central bank), 30 Oct 2026

Mexican Peso MXN

18.5774 pesos per US$1
Market close, Mon 2 Nov, not the official FIX rate (the Bank of Mexico’s daily reference rate)
−0.2121 (−1.13%) vs 18.7895 on Fri 30 Oct · peso firmer
MXN 10,000 ≈ US$538
Source: RT market data (a financial-data provider), 2 Nov 2026

Colombian Peso COP

3,182.99 pesos per US$1
TRM (Colombia’s official reference rate) set for Sat 31 Oct and listed as valid through 3 Nov, so it still applies today
+16.08 (+0.51%) vs 3,166.91 for Fri 30 Oct · peso weaker
COP 1,000,000 ≈ US$314
Source: Superintendencia Financiera de Colombia, the financial regulator, via datos.gov.co (Colombia’s open-data portal), read 3 Nov 2026

Peruvian Sol PEN

3.4652 soles per US$1
Market close, Mon 2 Nov; the central bank’s interbank rate could not be read
+0.0024 (+0.07%) vs 3.4628 on Fri 30 Oct · sol weaker
PEN 1,000 ≈ US$289
Market close, 2 Nov 2026, same provider as the peso card

Argentine Peso ARS

1,545.5 pesos per US$1
Wholesale market sell rate, Mon 2 Nov; other rates from the same service as of Mon 2 Nov: Banco Nación state bank official sell 1,565, blue (informal) sell 1,565, CCL (dollars obtained by trading securities) sell 1,670
+11.5 (+0.75%) vs 1,534 on Fri 30 Oct · peso weaker
ARS 1,000,000 ≈ US$647 at the wholesale rate, US$599 at the CCL sell rate
Source: DolarApi (a public exchange-rate data service), read 3 Nov 2026

Chilean Peso CLP

981.82 pesos per US$1
Dólar observado (the central bank’s official daily rate) listed for Tue 3 Nov, as relayed by mindicador.cl (a public data service)
−10.84 (−1.09%) vs 992.66 for Mon 2 Nov · peso firmer
CLP 1,000,000 ≈ US$1,019
Source: Banco Central de Chile, via mindicador.cl, read 3 Nov 2026

Brazil’s official rate has not moved since Friday because Monday was a holiday, and the market-data provider’s quote for Monday, 5.4375 reais per US$1, was close to Friday’s 5.4385. Mexico’s peso firmed 1.13% on Monday and Chile’s peso is 1.09% firmer today, so dollar holders in both countries get fewer pesos per US$1.

04Status Board

Brazil Interest Rate

13.75%, the central bank’s Selic target13.75%, unchanged until the next decisionDecision due Wed 4 Nov; bettors on Polymarket, a prediction platform, favour no change, as the prediction-markets block shows

Rate as on the real card in Money Today; date as in The Calendar Ahead

Brazil Unemployment Rate

5.4% (April to June)5.2% (July to September), published Fri 30 OctLower than the previous quarter, and IBGE (Brazil’s statistics office) calls it the lowest for a July-to-September quarter in its series, which starts in 2012

Source: IBGE, 30 Oct 2026

Colombia Interest Rate

12.25%, the central bank’s policy rate12.25% held on Fri 30 Oct, by four votes to three; the three others wanted a rise of 0.25 pointHeld after a split vote

Source: Banco de la República (Colombia’s central bank), 30 Oct 2026

Colombia Unemployment Rate

9.4% in August8.0% in September, published Fri 30 OctLower than August and than the 8.2% of September 2025; the three-month figure for July to September is 8.5%

Source: DANE (Colombia’s national statistics agency), 30 Oct 2026

Argentina Country Risk

787 points (Fri 30 Oct)805 points (Mon 2 Nov)Higher by 18 points; the gauge is the extra yield investors demand on Argentine dollar bonds, and other trackers can show different levels

Source: ArgentinaDatos (a public economic-data service), 2 Nov 2026

Peru Inflation

4.55% for the year in Lima in September, with a 4.6% forecast for October5.25% for the year in Lima in October, up 0.57% in the month; nationwide 4.83% for the year, up 0.56% in the monthWell above the forecast and the highest annual rate in Lima since 2023

Source: INEI (Peru’s national statistics institute), published Sun 1 Nov 2026

05Visas, Residency and Tax

Colombia Deadline Passed

Holders of a permanent-resident visa issued under the earlier rules had to transfer it before 31 October 2026, under the Foreign Ministry’s Resolution 9316 of 2024, the rule that set the deadline. The ministry says the process is done entirely online and is required to obtain the foreigner ID card (cédula de extranjería) from Migración Colombia, the immigration agency.

The 31 October deadline has passed, and we found no extension. If you have not finished, ask the ministry’s visa office what applies to your case.

Source: Cancillería de Colombia (Foreign Ministry), notice of 24 Mar 2026

United States Voting Abroad

Tuesday 3 November is US Election Day, and the Federal Voting Assistance Program (FVAP) lists mail-ballot return deadlines by state. Americans living in Latin America should check their own state’s rule today.

Source: Federal Voting Assistance Program, fvap.gov
View over Bogotá, Colombia, from a wooded slope of the Monserrate hill under a partly cloudy sky
File photo: Bogotá, Colombia, seen from the Monserrate hill.
RT
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06What Prediction Markets Say

As of 12:31 a.m. ET (2:31 a.m. Brasília), 3 November 2026

Brazil Rate Decision in NovemberPolymarket (a crypto-based prediction platform): no change about 83%, a 0.25-point cut about 13%. US$133,747 traded.
Bank of Mexico Decision in NovemberPolymarket: no change about 88%, a 0.25-point cut about 12%. US$217,382 traded.
Colombia Rate Decision in DecemberPolymarket: no change about 55%, a 0.25-point rise about 26%. US$37,005 traded.
Argentina Monthly Inflation in OctoberPolymarket: 1.6% to 1.8% about 45%, 1.9% to 2.1% about 39%. US$31,254 traded.
How to Read ThisPrices are real-money bets, not polls, and each price is the implied probability of that outcome. Markets with little money traded can move on a few bets.
Why We Show ThisPrediction markets turn real-money bets into a live probability that moves within minutes of the news, which is why investors, campaigns and newsrooms in the United States now follow them closely. We show them next to polls and official results, never instead of them.
Source: Polymarket, 3 Nov 2026

07The Calendar Ahead

Tue 3 Nov

Hour not confirmed United States: Election Day; mail-ballot return deadlines for voters abroad differ by state
Wed 4 Nov

7:00 a.m. ET · 6:00 a.m. Mexico City Mexico: consumer confidence for October; forecast 45 vs 45.1 before
Wed 4 Nov

4:30 p.m. ET · 6:30 p.m. Brasília Brazil: central bank rate decision, as listed by the Rio Times economic calendar; the rate is 13.75%
Thu 5 Nov

6:00 a.m. ET · 8:00 a.m. Montevideo Uruguay: inflation for October; forecast 4.8% vs 4.68% before
Thu 5 Nov

2:00 p.m. ET · 1:00 p.m. Mexico City Mexico: central bank rate decision; the rate was 6.5%
Fri 6 Nov

6:00 a.m. ET · 8:00 a.m. Santiago Chile: inflation for October; forecast 0.5% for the month vs 0.4% before, and 4.2% for the year vs 4.1%
Mon 9 Nov

7:00 a.m. ET · 6:00 a.m. Mexico City Mexico: inflation for October; forecast 3.65% for the year vs 3.45% before
Mon 9 Nov

Hour not confirmed Colombia: inflation for October; forecast 6.4% for the year vs 6.29% before
Forecasts and hours: same calendar as in Today’s Clock, 3 Nov 2026

08Frequently Asked Questions

Has Colombia’s Permanent Visa Transfer Deadline Passed?

The Foreign Ministry’s notices said holders must transfer an older permanent-resident visa before 31 October 2026, and we found no extension. If you have not finished, ask the ministry’s visa office what applies to you.

When Does Brazil’s Central Bank Decide on Interest Rates?

The decision is due on Wednesday 4 November at 4:30 p.m. ET (6:30 p.m. Brasília), as listed by the Rio Times economic calendar, and the rate now stands at 13.75%. Bettors on Polymarket, a crypto-based prediction platform, put no change at about 83%.

When Is US Election Day for Americans Abroad?

Election Day is Tuesday 3 November 2026. Deadlines for returning mail ballots differ by state, and the Federal Voting Assistance Program at fvap.gov lists them.

09Go Deeper

Sources: Rio Times economic calendar; US National Hurricane Center; B3; Banco Central do Brasil; RT market data; Superintendencia Financiera de Colombia; DolarApi; Banco Central de Chile; ArgentinaDatos; IBGE; DANE; Banco de la República; Cancillería de Colombia; Federal Voting Assistance Program; Polymarket.

This article was produced by The Rio Times’ automated newsroom system. How we use AI · Report an error · Editorial responsibility: Matthias Camenzind, Editor-in-Chief

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