Carlos Barahona Arrested With 3 in Loan Case

CRIME · COSTA RICA
Key Facts
- —The country Costa Rica is a Central American democracy of about five million people and a popular destination for US tourists and retirees.
- —Why it matters Carlos Barahona, 24, starts for Cartaginés and has recently been called up to the national team. Investigators link the case to a Cartago gang tied to drugs and killings.
- —Why now Agents raided two homes in Cartago province shortly after 5:00 a.m. on Wednesday 14 October. Hours earlier he had played 90 minutes in a 3-1 league win.
- —What happened Four men, including Barahona and two of his cousins, were detained on suspicion of extortion linked to an informal “gota a gota” loan.
- —The numbers 4 detained, 2 raids, 4 suspected offences. The loan dates from December 2025 and the complaint from April 2026.
- —What it means for you The scheme targets local borrowers, not travellers. It shows how gang-linked lending has reached a public figure in a country many Americans visit.
- —Still open Whether a judge orders pretrial detention, what role Barahona is alleged to have played, and how many borrowers may have been affected.
- —Power Index Costa Rica ranks 9th of 14 in The Rio Times Latin America Power Index, with 36.5 points (October 2026 edition).
Costa Rican judicial police arrested national team footballer Carlos Barahona at his home in Cartago province before dawn on Wednesday 14 October. Investigators suspect him of taking part in extortion linked to “gota a gota” loans, an informal lending scheme with very high interest.
The case matters beyond football because Costa Rica, a favourite of American visitors and retirees, has been grappling with rising gang activity. Investigators link the debt collectors in this case to Los Gery, a Cartago gang associated with drug trafficking and killings.
Carlos Barahona Detained After Pre-Dawn Raids
Agents of the Judicial Investigation Agency (OIJ), Costa Rica’s criminal investigation police, entered Barahona’s rented house in Oreamuno, Cartago, shortly after 5:00 a.m. on Wednesday. A second team raided a house in Guadalupe de Cartago in the same operation.
Inside Barahona’s home, police detained two men surnamed Artavia, 21, and Aguilar, 18. A fourth suspect, a 40-year-old man surnamed Duarte, was arrested at the Guadalupe address.
The Public Prosecutor’s Office said Artavia and Aguilar are Barahona’s cousins, CR Hoy reported. La Nación reported that investigators describe the two younger men as alleged debt collectors and gunmen.
According to La Nación, one of the men in the house drew a weapon as agents entered. The paper said the agents had to force their way into the building to reach the occupants.

What Investigators Allege
The investigation began in April 2026, after a borrower filed a complaint about a loan taken in December 2025. Investigators allege the group then collected high interest through threats, home visits, phone calls and text messages.
Prosecutors say the group also pressed the borrower’s relatives and acquaintances with calls and messages. La Nación reported that investigators suspect Barahona and one other suspect of placing the loans, while the younger men allegedly collected.
All four men are under investigation for extortion to collect a debt, threats with a weapon, death threats and criminal association. In Costa Rican law, criminal association means joining a group formed to commit crimes.
During the raids, agents seized doses of marijuana, ammunition, a balaclava and a mobile phone, the OIJ said. CR Hoy, citing prosecutors, reported cash, a firearm, a Land Rover and a motorcycle at the Guadalupe address.
Los Gery is a gang based in Cartago province, which lies just east of the capital, San José. CR Hoy describes the group as linked to drug trafficking and homicides in the canton of La Unión.
La Nación reported that police kept Barahona under watch even while he was in camp with the national team. These are allegations at an early stage, and every suspect is presumed innocent until a court rules otherwise.
A Defender Arrested Seven Hours After a Match
Barahona was born in Cartago on 22 August 2002 and plays mainly at right back, though he can also cover centre back or the left flank. He made his top-flight debut for Club Sport Cartaginés in October 2020.
He was part of the Cartaginés squad that won the 2022 Clausura title, ending an 81-year wait for a league championship. In June 2024 he joined Cypriot club Apollon Limassol on loan before returning to Cartago.
On Tuesday night he played the full 90 minutes as Cartaginés beat Puntarenas FC 3-1 at the Fello Meza stadium in Cartago. The match was on matchday 11 of the 2026 Apertura, and he was detained about seven hours later.
Barahona has recently earned call-ups to Costa Rica’s senior national team. He drew attention after a CONCACAF Nations League defeat to Curaçao, when he publicly criticised a switch to a five-man defence.
How Cartaginés Responded
Cartaginés, the Cartago club where Barahona is a regular starter, said it respects Costa Rica’s legal order and the constitutional principle of due process. The club added that it will follow events and act in strict line with Costa Rican law.
It declined further comment out of respect for those involved and for the authorities. CR Hoy reported that the club has ruled out removing Barahona from the squad for now and that his contract runs until June 2027.
What It Means for You
Gota a gota, meaning “drop by drop”, describes informal loans repaid in small, frequent instalments at very high interest. Borrowers who fall behind can face intimidation, which is why Costa Rican police treat aggressive collection as extortion.
For American visitors and retirees, the scheme targets local borrowers rather than travellers. The practical lesson for anyone living in Costa Rica is to borrow only from regulated banks and to avoid informal lenders.
The case also shows organised crime reaching a well-known athlete in a country that sells itself on stability. Safety in Costa Rica 2026: What the Numbers Say and What Foreigners Actually Face sets out the wider picture for foreigners.
For investors, one arrest does not change the economic outlook described in Costa Rica Explained: The Country, Its Politics, Its Economy and What to Watch. Security, however, has become a central political issue in Costa Rica in recent years.
Visitors arriving through the capital can find practical information on the San José city page. Cartago, where the raids took place, is a short drive east of San José.
What Is Not Known
Prosecutors have not said how much money was lent, how many people may have been victims or what interest rate was charged. It is also unclear what specific evidence investigators hold against Barahona himself.
The suspects were due to give statements in court before a hearing on precautionary measures, such as pretrial detention. Local reports differed on whether they were taken to courts in Heredia or in San José.
Barahona’s lawyer had not made a public statement in the local reports published by Wednesday afternoon. Rónald González, national teams director at the Costa Rican Football Federation, told La Nación he did not yet know the details.
Frequently Asked Questions
Who is Carlos Barahona?
Carlos Barahona is a 24-year-old Costa Rican defender who plays for Club Sport Cartaginés and has been called up to the national team. He was born in Cartago in August 2002 and won the 2022 Clausura title with his club.
Why was Carlos Barahona arrested?
Investigators suspect him and three other men of extortion linked to an informal gota a gota loan. The suspected offences are extortion to collect a debt, threats with a weapon, death threats and criminal association.
What is a gota a gota loan?
It is an informal loan repaid in small, frequent instalments at very high interest. Collectors often use threats when borrowers fall behind on payments.
Has Carlos Barahona been convicted of anything?
No, he is a suspect in an investigation and is presumed innocent. A court has yet to decide on precautionary measures in the case.
Will Cartaginés keep him in the squad?
The club said it will act in line with Costa Rican law and gave no further details. CR Hoy reported that he remains in the squad for now and is under contract until June 2027.
Sources: CR Hoy, arrest · CR Hoy, OIJ details · CR Hoy, prosecutors · CR Hoy, club statement · La Nación, raid · La Nación, career
This article was produced by The Rio Times’ automated newsroom system. How we use AI · Report an error · Editorial responsibility: Matthias Camenzind, Editor-in-Chief