CREDISOLUCION S.A.E.C.A.

What it is

Credisolución S.A.E.C.A. was incorporated in Asunción on 14 July 2010, and has been operating since late 2010, positioning itself in the consumer-credit market and targeting salaried workers and independent professionals.

Its core business covers debt collection on invoices, promissory notes and other securities; buying and managing third-party credit portfolios; financial advisory; and buying and selling negotiable instruments such as promissory notes and cheques.

The company says it has grown to serve more than 20,000 clients through branches spread across Paraguay. It has earned ISO 9001:2015 certification — an international quality-management standard — for its personal lending, payroll-deduction discounting, cheque discounting, and credit-recovery processes, verified by SGS Paraguay.

The S.A.E.C.A. suffix (Sociedad Anónima Emisora de Capital Abierto) is the Paraguayan legal form that allows a company to issue shares publicly on the local exchange.

Credisolución obtained authorisation from both the Comisión Nacional de Valores and the BVPASA to trade its shares on the open market after converting to this SAECA structure.

Who owns it

Blas Benegas holds the title of President (board chair and controlling executive) of Credisolución, and Juan Max Rejalaga serves as Vice-President. José Ricardo Benegas is listed as a Director Suplente — the Benegas family therefore appears to hold the principal ownership and governance positions, though the exact percentage stake is not disclosed in any filing currently accessible through the BVA emisor page, the Superintendencia de Valores portal, or the BCP emisores register.

Not published: the exact ownership split and free-float percentage do not appear in any document accessible through the BVA issuer page (bolsadevalores.com.py/emisores/credisolucion-s-a-e-c-a/), the BCP Superintendencia de Valores emisores register (bcp.gov.py/en/emisores), or the BCP’s registry of credit grantors. Paraguay’s securities law requires listed SAECA companies to disclose significant shareholdings in their periodic filings under Resolución SV.SG.

N° 0022/2024, but those filed documents were not accessible in machine-readable form during research.

Who runs it

Blas Benegas leads the company as President and Juan Max Rejalaga as Vice-President. A CFO title is not disclosed in any public filing; the company’s senior finance officer role has recently changed hands.

As of 17 June 2025, Lic. Rosa Ruíz Díaz departed as Chief Accountant (Contador General); her replacement, Lic.

Jorge Augusto De Jesús Benítez Da Silva, took the role from that date — a material disclosure made through the BVA’s formal notification system.

The money, in plain words

Not published: annual revenue, net profit, total assets, net margin, return on equity, price-to-earnings ratio, and dividend yield are not available in any primary source currently accessible. The BVA issuer page (bolsadevalores.com.py) renders its financial-statement tables in JavaScript that could not be retrieved; the BCP Superintendencia de Valores portal (bcp.gov.py/en/emisores) returned an HTTP 403 error for direct access; no annual report PDF was found indexed publicly.

Under Resolución SV.SG. N° 0022/2024, listed issuers are required to submit their annual periodic information for the year ended 31 December; any issuer that fails to do so faces automatic suspension from primary-market placements.

Whether Credisolución has filed its 2024 annual report on time could not be confirmed from the sources accessed.

One third-party aggregator (RocketReach) estimates Credisolución’s annual revenue at roughly US $8.2 million — a figure that cannot be verified against any primary filing and is cited here only to flag its existence, not as a confirmed fact.

What it is doing now

The most recent disclosed corporate action is the June 2025 change of Chief Accountant, filed as a material fact (hecho de relevancia) with the BVA — a routine governance disclosure required of all listed SAECA companies.

Credisolución holds registration number 80062163-8 on the Banco Central del Paraguay’s Registry of Credit Grantors, which licenses non-deposit-taking lenders to extend credit from their own or third-party funds — the regulatory backbone of its business model.

What to watch

• Financial disclosure. The 2024 annual financial statements (estados contables) are the single most important document for any investor; confirm whether they have been filed with the Superintendencia de Valores and published on the BVA platform.
• Ownership transparency. The Benegas family’s exact stake and the public free-float are undisclosed; any change in the shareholder register must be filed as a material fact under the exchange rules.
• Credit quality. As a non-bank lender to salaried workers, Credisolución’s health lives and dies with Paraguay’s employment market and the quality of its loan book — neither of which is yet publicly visible.
• Regulatory standing. The BCP’s credit-grantor registry and the SIV’s suspension mechanism are active enforcement tools; watch for any notice of non-compliance with periodic reporting obligations.

This is news, not investment advice.